Jacobi Capital Management Blog
Teaching Your College-Age Child About Money
When your child first started school, you packed lunch and a snack on a daily basis. But now that your kindergartner has grown up, it's time for you to make sure that your child has enough financial knowledge to manage money at college. Lesson 1: Budgeting 101 Perhaps...
Time to Start Saving for College
It’s back to school time and we are one year closer to your children starting college! Are you worried about funding their education? Nervous it may be taking funds away from your retirement savings? The good news is that there are many ways to pay for college so you...
Pursue Your Financial Independence
Too often we put our passions to the side, instead focusing on work so we can earn enough to pay off our debt and taxes. However, a recent trend, known as the FIRE Method (Financial Independence Retire Early), has been catching on. These extreme savers live...
After the Diploma: Student Loan Debt
Congratulations! College graduation is a huge accomplishment! It marks the beginning of the next chapter of your life. As you prepare to enter the “real world” you will begin to face many changes in your social life, work life, and financial life that may seem scary...
Retirement Savings Plans for Small Businesses
Most people are familiar with traditional IRAs, Roth IRAs and 401ks as methods of saving money for retirement. However small business owners looking to provide retirement savings benefits for themselves or their employees have more options to meet those needs....
The Wealth of Knowledge: The Importance of Financial Literacy
Wouldn’t it be great to have a strong background for financial decision making so that we can make informed choices to maximize our financial success? By having a greater understanding of taxes, savings, credit, debt, budgeting, retirement, and investing, financial...
Hirthler Named Barron’s Top 1200 in 2019
Michael Hirthler, Chief Investment Officer, was recently recognized among the Top 1,200 Financial Advisors in America by Barron’s. The investment publication’s annual list highlights esteemed financial advisors who were assessed on varying factors contributing to the...
Inspired Financial Planning
Financial planners discover the beauty and intricacies of money. Our field is one that pushes the scope of the financial marketplace with multidisciplinary tactics and human spark. Financial planning, though is more than money, it is the gateway for helping people...
How to Make Better Financial Choices in the New Year
January is the season for resolutions. But did you know that about 80% of new year’s resolutions fail by February 1? This year, don’t set arbitrary goals that you can’t keep, focus on the motivation and behavior behind the change you want to make. For example, instead...
Required Minimum Distributions
The year-end deadline for taking RMDs from your retirement planning accounts is getting closer. Do you know whether or not you’ve taken your RMD this year? Are you confused about what, exactly, an RMD is, and why they’re necessary? Let’s go over what you need to know...